PROUDLY WITH THE CITY
On October 3, 1990, "Lenbank" was registered under No. 436 — the first JSC bank in the country.
The shareholders took a decision to change the name to Bank Saint Petersburg.
The Bank became one of the founders of Saint-Petersburg Exchange.
We have not yet come up with a motto "High Culture Banking", but have already launched a program "Classics and the Future" to support classical music art and musically gifted children.
The Bank issued its first plastic cards.
The Bank commenced collaboration with the Allied Irish Banks. We actively developed projects on credit risk management. The Bank's reports were made in accordance with IFRS.
The Bank reached an agreement with the Ministry of Finance of the Russian Federation in order to actively finance construction projects and production.
Doubly significant year: we opened a department for mortgage lending; the Bank's ATMs are operating 24/7.
The year was economically harsh for many, but the Bank managed to fulfill its obligations to the depositors and entered top-50 banks, oriented towards the settlement and budget accounts.
The "Payroll Project" was launched.
We offered the first car loan and issued the first credit card.
After the analysis of the high-tempo growth of bank cards, we created a department for plastic card management. Bank cards will become the driver for the Bank's growth over the next years.
We launched children's cards — cards for parents' allowance for children.
We were the first in the city to issue chip cards — the safest and the most reliable.
The Bank was one of the first members of a deposit insurance program — since 2004 retail deposits are protected by the government.
We were one of the first banks to provide for communal services and mobile communication payments through ATMs and the Internet Bank.
Our first Eurobonds issue.
The key year for the Bank - the first privately-owned bank to perform a successful IPOp>
Two significant projects were finished: mobile bank launch for retail customers and Internet Bank revamp for corporates.
The Bank became a partner for three federal programs: SME support, maternity capital, and pensions payment.
The number of retail customers exceeded 1 mln.
Two significant events of the year: we moved to a new HQ in Malaya Okhta and became the first in the city to issue a card allowing for in-transport payment.
Over just six months the new Internet Bank for retail customers was developed and launched — a record term in Russia for a project of such magnitude.
The Bank entered top-10 mortgage banks in Russia.
We launched the Internet Bank i2B for corporates, whereas retail customers enjoyed the launch of our new YARKO loyalty program.
We modernized St. Petersburg Metro turnstiles with the possibility for NFC payments and purchased the best bank of Kaliningrad, making it into our Evropeisky Branch.
We were one of the first banks to offer card payment via mobile: Android Pay, Samsung Pay and Apple Pay.
We were one of the first banks to introduce a loan refinancing program.
We launched a perfect tool for purchase of the real estate — escrow accounts.
The Bank reached an agreement with the city and launched Resident ID cards.
The Bank opened representative offices in Rostov-on-Don and Krasnodar.
AT A GLANCE
One of the largest regional banks in Russia,
PJSC Bank Saint Petersburg, was founded in
1990. The Bank operates in St. Petersburg,
the Leningrad Region, Moscow, Kaliningrad, Novosibirsk, Krasnodar and Rostov-on-Don.
Thanks to a well-chosen strategy, consistent
financial policy, and commitment to the values
of a civilized business, the Bank has for many
years maintained a reputation as a strong
and reliable partner.
Record-high net income
Assets
16th in Russia
Retail deposits
Corporate deposits
Loan portfolio
incl. 1 300 000 Internet Bank users
BUSINESS DIVISIONS
CORPORATE BANKING
To date, Bank Saint Petersburg has 50 000 corporate customers. The Bank’s corporate banking business remains primarily focused on the regional market of St. Petersburg. In addition, the Bank strengthened its positions in Kaliningrad serving over 9 000 corporate customers.
RETAIL BANKING
As one of the key players in St. Petersburg’s retail banking services, Bank Saint Petersburg aims to become the first bank of choice for the city’s residents. The Bank currently has 2 077 000 retail customers, forming a solid base for the future successful growth of its retail business.
PRIVATE BANKING
Our Private Banking team is successful in creating individual wealth management schemes, both for business and family, using conventional banking products along with state-of-the-art and advanced tools on financial markets, asset structuring, and real estate transactions, and by engaging the most reliable partners, including for taxes and legal issues.
DIGITAL BANKING
The e-banking system for retail customers, Internet Bank, accessible at i.bspb.ru, is the principal online channel for the customers of Bank Saint Petersburg, offering increasingly better services and solutions at more favorable prices. The number of individuals who have signed up for i.bspb.ru showed a growth of 14% in 2020: from 1 300 000 to 1 4820 000.
LETTER FROM THE MANAGEMENT
Dear customers,
investors and partners,
Year 2020 became a dividing line for the world “before” and the world “after”. Global coronavirus pandemic affected more or less any state, company or person, changing the lifestyle we’re used to. Our main focus became the safety of our customers and employees. A series of measures aimed at both safety and uninterrupted operations was implemented.
Customer support was also a big priority for us. Imposed limitations in order to mitigate coronavirus infection spread led to decrease of revenues in SME business, as well as their employees’ income. Drop in raw materials prices and in economic activity resulted in large corporates revenues decrease. In these difficult times we’ve successfully relied upon our measured approach, which, coupled with vast management experience, allowed us to provide much-needed support to our customers and minimize negative influence triggered by the pandemic. The Bank posted RUB 10.8 bn of net income for the last year – an outstanding result.
